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Overview

The Capital & Credit Financial Group (CCFG) is a diversified financial entity that provides a broad spectrum of banking, asset management, securities trading, stock broking, pension fund management, wealth creation, unit trust and remittance products and services.

Capital & Credit Financial Group Ltd., its subsidiaries and associate companies are: Capital & Credit Merchant Bank (CCMB); the Bank’s subsidiaries Capital & Credit Securities Ltd. (CCSL) Capital & Credit International Inc. (CCII) and Capital & Credit Fund Managers Ltd. (CCFM); Capital & Credit Remittance Ltd. (CCRL); and Express Remittance Services (Cayman) Ltd (ERSL). All the companies are designed to offer customers in Jamaica, the Caribbean and the rest of the world a wide range of financial products and services of the highest standards, while ensuring profitable returns for all stakeholders.

The Group’s flagship company, Capital & Credit Merchant Bank Limited is listed on both the Jamaica and Trinidad Stock Exchanges. CCMB is engaged primarily in the business of merchant and investment banking. The Bank was launched in 1994 with an asset base of J$30 million, then the smallest of 30 merchant banks operating in Jamaica. Over the years, CCMB has consistently posted improved results, maintaining a record of being one of Jamaica’s most profitable and fastest growing merchant banks. At the end of 2006, the Bank and its subsidiaries (CCSL and CCFM) recorded consolidated after-tax profit of J$771.88 million, and J$55.45 billion in Assets Under Management.  (Audited Results for 2006)

CCMB’s wholly owned subsidiary, Capital & Credit Securities Ltd. provides a full range of investment options: Stockbroking Services, Portfolio Management, Pension Fund Management and a variety of investment accounts.

Capital & Credit International Inc. (CCII) is a Florida Corporation and is a wholly owned subsidiary of Capital & Credit Holdings Inc. (CCHI). CCHI is 20% owned by Capital & Credit Merchant Bank Limited (CCMB).

CCII offers world class financial products and services to assist our clients  in achieving their financial goals. We provide a suite of products, including checking accounts, debit cards, bill payments, fixed income trading, equities and other securities, access to Mutual Funds or Retirement Products, Mortgages to US citizens and residents. Capital & Credit International Inc. will satisfy your demands for total service delivery, integrity and fiduciary responsibility, through our office in Miami, our online Client Service platform, or one of our foreign associates. CCII has a clearing arrangement with Pershing LLC, the largest clearing house in the U.S.A.

Capital & Credit Fund Managers Ltd. is 70% owned by CCMB and 30% by the parent company, Capital & Credit Financial Group Ltd. CCFM is primarily engaged in the management of the Jamaica Investment Funds, and the selling of units to the public on the Funds’ behalf. The Company is licensed under the Unit Trust Act, and is regulated by the Financial Services Commission.

Capital & Credit Remittance Ltd focuses on providing quick, reliable and safe money transfer services from the United States, Canada, the United Kingdom, the Cayman Islands, Aruba and Curacao, through its flagship product, Money Express.

Express Remittance Services (Cayman) Ltd is an associate company domiciled in Cayman and provides money transfer services from Cayman to Jamaica and other countries primarily under the Money Express brand.

The members of the Board of Directors within the Capital & Credit Financial Group are:

Mr. Ryland T. Campbell

:

Chairman,  Group President & CEO

Mr. Andrew Cocking

:

Deputy Group President; President & CEO - CCRL; Man.Director, ERSL

Mr. Curtis Martin

:

Deputy Group President and CEO - CCMB & CCSL

Mrs. Maria Jones

:

Non-Executive Member

Mr. Kelvin Roberts

:

Non-Executive Member; Chartered Accountant

Mr. Patrick Thelwell

:

Non-Executive Member; Investment Manager National Insurance Fund

Mr. Carroll Thorburn

:

Non-Executive Member, Chartered Accountant

Mr. Carlton Samuels

:

Non-Executive Member, Chartered Accountant

 
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